Is the United States of America an expensive place to live? According to statistics, the average cost of living in San Francisco is around US$ 1500 per month. In New York, it is over US$ 2000! So, you probably think it is and that is enough to put a pin on your American dream. However, you might be surprised to learn that you can live in the United States on a budget.
When people think about the US, they often think of New York, San Francisco, and Miami. But the USA is also home to some of the most beautiful cities in the world, which can be some of the most affordable places to live in America. In fact, there are plenty of places where you can live comfortably while spending way less than what you would in most other countries. When exploring these affordable cities in the USA for 2025, keep in mind some things you should never do in America, such as disrespecting local customs or neglecting to tip service workers.
The following are the 10 cheapest places to live in the US, which you can even tour on a USA holiday if you have a US visit visa to see if it is the perfect place for you!
The following are the 10 cheapest places to live in the US
1. Wichita Falls, Texas
If you are looking for a place where rent, utilities and groceries are cheap, and don’t mind sacrificing nightlife or other fun amenities, take a look at Wichita Falls in Texas. This quaint township with a scarce population is tagged as the most affordable, reliable, and safe place to live in the USA.
2. Jackson, Mississippi
A beautiful town in Hinds County, Mississippi, Jackson is a place that has a population of diverse ethnicities. Renting or buying a house in this city is the cheapest compared to almost all cities in the USA. The place has friendly locals, plenty of historic sites, and also some great music scenes to check out. The weather is just right throughout the year for a pleasant stay.
3. Oklahoma City, Oklahoma
For a low-cost living in America, another ideal city to shortlist is Oklahoma City. Known for its dynamic entertainment and recreational aspects, Oklahoma City will appeal to the young working class. The place is influenced by urban essence yet has the charms of a mellowed township. The city is known for its high wages and impressive low-cost living facilities. The outdoor scene is amazing and guarantees a more vibrant vibe than a sleepy US town.
4. Mammoth Spring, Arkansas
Home to the gorgeous colossal karst spring – one of the biggest in the world, Mammoth Spring is sheathed in natural splendours. Apart from that, this tiny township in Fulton County, Arkansas is one of the lowest populated places in the USA with less than 1000 people living in it. However, the city has one of the highest average costs of living ranking and has a low crime rate as well. If you feel you have had enough of the urban world and the bustling rush hour, this city is best to get away from it all and lead a simplified life. However, the place may not be so appealing to the younger generation.
5. Boise, Idaho
One of the most popular places in Idaho state, Boise is a township connected to nature. The city is apt for families as there are plenty of riverfront recreational venues, green spaces, and parks. Boise also has a low crime rate which makes it an ideal choice for those looking for better US life. The median rent is lower than 1000 dollars and the other amenities such as electricity bills, car insurance, and groceries are low priced. This is a place where you can easily live comfortably without stretching your dollars much.
6. Fort Wayne, Indiana
Located in Allen County in Indiana State, Fort Wayne reflects a historical past and has structures of Greek Revival and Italian architecture. You can find more than 300 churches and 80-plus parks and gardens in this petite city. The weather with distinct seasons plays a great role in tempting people to settle here. The expenses here are 30% less than the national average which means it is cheaper living here than over 150 most populous cities in the USA.
7. Killeen, Texas
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Texas is one of the states where you can find a low crime rate, the best facilities, and affordable living costs. Killeen in Texas is another township that has low expenses and better affordability to rent or buy a house. Utilities and groceries are unbelievably low compared to other major cities. However, the healthcare expenses are a bit higher than other expenses. There are numerous things to see in Dallas which is approximately 2-3 hour drive from Killeen and makes for a good weekend getaway.
8. Buffalo, New York
For those who do want to be in the same state as the Big Apple, Buffalo in New York is apt to settle down without stressing your bank account. It isn’t the cheapest place to live in the USA but marginally a better place where food, utilities, and rent are quite lower than New York state’s main city – New York City. The place has some amazing dining and recreational spots and has a scenic charm thanks to its proximity to the Canadian border and the Niagara River. It is also a year round destination but the best time to travel to New York is between September to November when the weather is very pleasant.
9. Omaha, Nebraska
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The city in which famous investor Warren Buffet contentedly lived for years, Omaha has been tagged as one of the best places to raise a family. Though the city is populous, there isn’t much bustling rush and the countryside vibes make quite a pleasant addition to the overall setting. The prices of utilities are fairly reasonable and all places and attractions are nearby, thus saving on transportation costs also.
10. Verona, Mississippi
The city of Verona in Mississippi is one of the most affordable places to live in the United States due to its low cost of living. Small, quiet, and rich in history, Verona is an inviting place to live. The utilities, food production, and transportation remain low in comparison with major US cities. The real estate industry is booming and offers an opportunity to buy or rent a house at a very low cost.
Conclusion
So, apply your US visitor visa application soon, and experience what life is like in any of these wonderful cities.
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